How Can I Get Unemployment?

By Chad Wonderman

For those who are jobless and searching, a question that often looms in their minds is, “How can I get unemployment?” If you are unemployed through no fault of your own, then you may be eligible to claim unemployment benefits. Unemployment benefits are available to qualified unemployed people while they look for a new job.

Unemployment benefits are monetary payments that are made until you find a new position. Your eligibility for unemployment, the amount of the payments you receive, and the duration of time you receive the payments are all dependent on federal and state laws.

Unemployment Requirements

In order to receive unemployment benefits, you have to meet various eligibility requirements. Not only should you be willing and able to work, you should also be actively seeking work and willing to accept any suitable positions that are offered to you. Additionally, you must have earned a minimum amount of money and worked a minimum amount of time during an established period in order to qualify for unemployment benefits. You also have to prove that you lost your job through no fault of your own and were not fired due to poor workplace behavior. Keep in mind that full-time students and the self-employed are not eligible to apply for unemployment benefits. Even if you are considering a new career you can still meet the requirements.

How Can I Get Unemployment If I Quit My Job?

You will not be able to claim unemployment if you quit or resigned from your job for no valid reason. However, if you left your job because of a family crisis, a very serious personal situation, or a work problem that you were unable to resolve, you will be able to plead your case. It’s up to your state’s unemployment office to decide whether your reason for leaving your job is credible. If you are denied unemployment benefits, you will have the option to take your case to the hearing level.

Information That’s Needed to Apply for Unemployment Benefits

There is a lot of information that you need to provide when filing for unemployment. Having all of your paperwork ready before you file will help to ensure that the application process runs as smoothly and efficiently as possible. The exact information required varies depending on the state where you plan to apply, but the following is what’s commonly requested:

  • Social Security Number
  • Complete mailing address
  • Telephone number
  • Driver’s license
  • Name and contact information of your previous employers
  • The date your last job started and ended
  • How much you earned during that time period
  • Your reason for being without a job

When to File

File your claim for unemployment as soon after losing your job as possible. If you are approved, you probably won’t receive your first payment till a few weeks after your application filing date, but the sooner you file, the faster you will get paid.

Where to File

You must file your unemployment claim in the state where you worked, even if you are currently living in a different state. Your statefs unemployment office will provide you with the information you need to go about filing for unemployment while living in another state. You can file your claim in person, over the telephone, or on the internet.

Unemployment Payment Amount and Period

Regular unemployment benefits are paid for a maximum 26-week period in most states. The compensation you receive will be based on your previous earnings. The amount is usually half of your entire earnings, but only up to the maximum amount determined by your state. For example, in the state of New York, the maximum state unemployment benefits are $405 per week. Unemployment benefits are taxable, so you need to report them on your income tax return.

If you’re asking yourself, ”How can I get unemployment?” you’re probably in a bit of a predicament right now. Unemployment is no fun, especially in this economic climate. But by applying for unemployment benefits to cover your costs and keeping your head up high while you search for a new job, you can make it through this rough patch and secure your future.

Whatever you decide remember that you always have options. Many folks are now considering going back to school to obtain their online degree. An online degree can be a great option for some folks looking to move up in their career.

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